Features
Everything your money needs.
Nothing it doesn't.
A single financial intelligence platform that quietly does the hard work in the background.
Understand
Spending Insights
Personality profile, anomalies, merchant analysis.
Statement Analysis
Drop a statement. Get structure, categories, summaries.
Financial Health Score
A 0–100 score updated with every transaction.
Improve
Budget Optimizer
50/30/20 analysis with AI auto-balance.
Habit Challenges
Streaks, badges, real financial wins.
Subscription Hunter
Surface and cancel wasteful recurring charges.
Plan
Goals Tracker
AI feasibility scores, savings plans, and ranked priorities.
Education Library
Calm lessons + AI tutor for anything.
Reports & Export
Download full Excel reports for any time period.
Ask
AI Financial Coach
Context-aware guidance trained on your real spending.
Privacy-First Security
Encrypted storage. Your data stays yours.